JoyRead #4

Should I Invest for Capital Gains or Dividend Yields? by KCLau.com - KC wrote a wonderful post regarding why we should invest for dividend yields. He shared 9 reasons while investing for dividend yields is a better choice and I totally agree with him.

How To Start Working From Home In 6 Steps by Out and Beyond - Aisha gave a good step-by-step guide on how to start working from home. The post is very practical because she has done it.

How to save money for your kids and teach them about finance by Think Save Retire - I always believe in financial literacy and it should be learned from young. Thus, I find this post most informative as to how I should guide my little one.

* Note to the authors of the featured article, it would be great for you to grab the following image and link it back to Radical Ringgit.

JoyRead #3 - 21 February 2020

This time around, I would be sharing 3 articles written by our local blogger.

The Actual Cost Of Owning A Car in Malaysia by The Money Magnet - When we think about buying and owning a car, we usually think about the cost of the car alone. What many of us didn't realize is that there are other costs involved too, such as fuel, maintenances, spare parts, car washings, insurance, road tax etc. Michelle did a good job of writing out most, if not all, the additional costs that we did not think about.

Balancing Consumption by Aishah Kamaluddin - We, humans, have a certain instinct that we didn't realize. We would not want to waste our time, and indirectly, we would want to get the best out of everything. So, we would try to consume something all the time. Have a read of how we could/should balance our consumption.

Luxury cannot be low-cost. True? by kopiandproperty.com - There are many rich people in the world. And there are also those people who are not so rich too. Either way, all of us are consumers and we would want something out of our money. What this article share is more about how different people would consume the same thing at the different standard. Read the article and you should understand what I am saying. This article is one of my favourite articles for February 2020.

* Note to the authors of the featured article, it would be great for you to grab the following image and link it back to Radical Ringgit.

JoyRead #2 - 14 February 2020

How to Find a Financially Responsible Partner by Casual Money Talk - Finding the right partner is really crucial for all of us. Financially, it will make or break our bank. Thus, it is really important to find a financially responsible partner. This guide by Flora Pang will help you do it from every angle.

After working for 35 years, we get many millions of ringgit, good? by kopiandproperty.com - If we really count all the money that we earn, we should earn a lot of money, right? But the issue is that we have expenses that we have to pay. Still, there are some people more privileged than others. This article look into that perspective.

Maximize Fixed Deposit Placement With 4 Simple But Useful Tips by The Money Magnet - Michelle shares 4 useful tips on how we could maximize our fixed deposit (Cash Deposits for some) placements.

A Quick Investing Perspective On The Novel Coronavirus (2019-nCoV) by The Good Investor - With the Novel Coronavirus pandemic that makes people panic, what we, as investors, should know? This is a very good article by Ser Jing of what we should expect and do during this period of time.

4 Morning Habits of Successful People by MoneyNing - If we want to be successful, we should learn from those who are already successful. David Ning shares four-morning habits of successful people.

* Note to the authors of the featured article, it would be great for you to grab the following image and link it back to Radical Ringgit.

JoyRead #1 - 07 February 2020

When I decided to realign the direction for Radical Ringgit, I wanted to add a weekly "articles to read" list that I hope will help you to improve your knowledge.

Thus, let me present to you the first JoyRead for your coming weekend.

1. Three Ways Bank Negara Malaysia’s Rate Cut May Affect You by Ringgit Genie - Gavinesh has an article about how the recent rate cut by BNM would actually affect each and every one of us. Is it a good thing or a bad thing? For me, it is a bit of both.

2. Paying Debt vs Investment. Which Should Be Your Priority? by Black Belt Millionaire - A lot of times, your friends would tell you that it is better to start investing and just pay the installment as scheduled. Well, Raymond has an article about which one should be your priority and I highly recommended it.

3. The Wedding Proposal: Malaysian Chinese Wedding Planning by Marcus Keong - Marcus wrote about planning for the wedding proposal, including the financial side. This is super important for all the guys out there who would be popping that question to your girlfriend in the future because you would not want things to go wrong and your girlfriend rejected your proposal right? So, have a read and better plan your wedding proposal.

4. Wealth Is What You Don't Spend by Collaborative Fund - An interesting article about how wealth is not preserved by many and why we should be more intentional with our money.

5. How Much Money Should I Keep in Savings for an Emergency Fund? by Frugal Asian Finance -The title says it all. How much savings should we keep for an emergency.

* Note to the authors of the featured article, it would be great for you to grab the following image and link it back to Radical Ringgit.